改革
改革
개혁
Reform
2012年
1期
66~74
,共null页
商业银行竞争力 城市商业银行 全国性股份制商业银行
商業銀行競爭力 城市商業銀行 全國性股份製商業銀行
상업은행경쟁력 성시상업은행 전국성고빈제상업은행
competitiveness of commercial banks, municipal commercial banks, national joint-stock commercial banks
设定商业银行竞争力指标体系，基于与大型商业银行和全国性股份制商业银行的比较表明，我国城市商业银行现实竞争力存在较强的竞争优势而潜在竞争力存在明显竞争劣势。提升城市商业银行竞争力，应打好“区域”牌，提倡跨区经营，积极引进战略投资者，并做好人才、基础设施等配套工作。
設定商業銀行競爭力指標體繫，基于與大型商業銀行和全國性股份製商業銀行的比較錶明，我國城市商業銀行現實競爭力存在較彊的競爭優勢而潛在競爭力存在明顯競爭劣勢。提升城市商業銀行競爭力，應打好“區域”牌，提倡跨區經營，積極引進戰略投資者，併做好人纔、基礎設施等配套工作。
설정상업은행경쟁력지표체계，기우여대형상업은행화전국성고빈제상업은행적비교표명，아국성시상업은행현실경쟁력존재교강적경쟁우세이잠재경쟁력존재명현경쟁열세。제승성시상업은행경쟁력，응타호“구역”패，제창과구경영，적겁인진전략투자자，병주호인재、기출설시등배투공작。
By establishing an index system of the competitiveness of commercial banks, and comparing the large commercial banks with joint-stock commercial banks, we found that the present competitiveness of China＇s munici- pal commercial banks is very strong, whereas the potential competitiveness is weak. Thus, we should enhance the competitiveness of municipal commercial banks, promote its regional influence and cross-region management, intro- duce strategic investors actively, and other work, such as talents, infrastructure, etc.
