中国科技论坛
中國科技論罈
중국과기론단
Forum on Science and Technology in China
2012年
2期
59~63
,共null页
天使担保 科技担保 政府支持 科技型初创企业 融资难
天使擔保 科技擔保 政府支持 科技型初創企業 融資難
천사담보 과기담보 정부지지 과기형초창기업 융자난
Angel guarantee; Technology security; Government support; Science and Technology Start-ups; Financing difficulty
融资难问题已成为制约科技型初创企业发展的最大难题。杭州市于2009年创新推出基于政府支持的科技担保——“天使担保”模式,通过国有担保公司担保、银行贷款、风险共担的市场机制将财政科技投入与金融资本有效对接,降低了科技型初创企业贷款门槛。对2009年获得天使担保的66家科技型初创企业的问卷调查结果显示,天使担保已取得较明显成效,有效地解决企业发展的资金缺口,降低企业融资成本,提高了企业发展速度和质量。
融資難問題已成為製約科技型初創企業髮展的最大難題。杭州市于2009年創新推齣基于政府支持的科技擔保——“天使擔保”模式,通過國有擔保公司擔保、銀行貸款、風險共擔的市場機製將財政科技投入與金融資本有效對接,降低瞭科技型初創企業貸款門檻。對2009年穫得天使擔保的66傢科技型初創企業的問捲調查結果顯示,天使擔保已取得較明顯成效,有效地解決企業髮展的資金缺口,降低企業融資成本,提高瞭企業髮展速度和質量。
융자난문제이성위제약과기형초창기업발전적최대난제。항주시우2009년창신추출기우정부지지적과기담보——“천사담보”모식,통과국유담보공사담보、은행대관、풍험공담적시장궤제장재정과기투입여금융자본유효대접,강저료과기형초창기업대관문함。대2009년획득천사담보적66가과기형초창기업적문권조사결과현시,천사담보이취득교명현성효,유효지해결기업발전적자금결구,강저기업융자성본,제고료기업발전속도화질량。
Financing problem has restricted the developing of science and technology start-ups. Hangzhou launched science and technology security mode with the supporting of government in 2009-The Angel Guarantee. The government provide guarantee venture allowances to science and technology start-ups instead of direct free allowances. By the ways of security guarantees, bank loans, the market mechanism of risk-sharing, government investment in S&T can effectively connecte with the financial capital, reducing the threshold of science and technology start-ups' business loans. Based on the investigation of 66 start-ups, we find angel guarantee has made significant results. That can effectively solve the funding gap for enterprise development, and reduce financing costs, improve speed and quality of enterprise development.