南华大学学报:社会科学版
南華大學學報:社會科學版
남화대학학보:사회과학판
Journal of Nanhua University(Social Science Edition)
2011年
6期
65~69
,共null页
信用卡 持卡人信息 隐私权 法律保护
信用卡 持卡人信息 隱私權 法律保護
신용잡 지잡인신식 은사권 법률보호
credit card ; information of credit card holders ; privacy right ; legal protection
随着信用卡的普及以及信用卡共享信息系统的逐步建立,持卡人的隐私权保护问题日益凸显。在信用卡核发和使用过程中产生的个人身份信息和信用卡交易信息因涉及隐私权均应依法加以保护,但我国对持卡人的隐私权保护在立法方面、申领合约方面和举证方面尚存诸多不足之处。为此,文章在借鉴欧美国家和我国台湾地区相关立法和司法保护经验的基础上,提出了完善我国持卡人隐私权保护的法律对策。
隨著信用卡的普及以及信用卡共享信息繫統的逐步建立,持卡人的隱私權保護問題日益凸顯。在信用卡覈髮和使用過程中產生的箇人身份信息和信用卡交易信息因涉及隱私權均應依法加以保護,但我國對持卡人的隱私權保護在立法方麵、申領閤約方麵和舉證方麵尚存諸多不足之處。為此,文章在藉鑒歐美國傢和我國檯灣地區相關立法和司法保護經驗的基礎上,提齣瞭完善我國持卡人隱私權保護的法律對策。
수착신용잡적보급이급신용잡공향신식계통적축보건립,지잡인적은사권보호문제일익철현。재신용잡핵발화사용과정중산생적개인신빈신식화신용잡교역신식인섭급은사권균응의법가이보호,단아국대지잡인적은사권보호재입법방면、신령합약방면화거증방면상존제다불족지처。위차,문장재차감구미국가화아국태만지구상관입법화사법보호경험적기출상,제출료완선아국지잡인은사권보호적법률대책。
With the popularity of credit cards and the establishment of credit card information sharing system, there arise the problem of the legal protection for the privacy right of credit card holders. Personally identifiable information and information on credit card transactions relating to privacy right, which are generated during the issuing and use of credit cards, should be protected by law. However, there are still some short comings in legislation, application contract and proof-providing on the legal protection for the privacy right of credit card holders in China. Therefore, this paper conducts extensive research on legislation and judicial protection in European countries, America and Taiwan Province in China, and then proposes the legal measures to consummate the legal protection for the privacy right of credit card holders in China.