CAJ | 학술논문

近年来,吉林省金融机构将开展中小企业业务作为改善业务结构、客户结构和调整战略方针、履行社会责任的重点,中小企业贷款满足率不断上升,但融资难问题,仍是制约不少中小企业进一步发展的障碍。加强对中小企业的金融支持,广大金融机构应提高服务中小企业发展的水平,增强金融创新能力,完善中小企业信贷考核体系,建立中小企业贷款风险补偿基金,发展多层次中小企业信用担保体系等,为中小企业的发展提供更有力的金融支持。
근년래,길림성금융궤구장개전중소기업업무작위개선업무결구、객호결구화조정전략방침、리행사회책임적중점,중소기업대관만족솔불단상승,단융자난문제,잉시제약불소중소기업진일보발전적장애。가강대중소기업적금융지지,엄대금융궤구응제고복무중소기업발전적수평,증강금융창신능력,완선중소기업신대고핵체계,건립중소기업대관풍험보상기금,발전다층차중소기업신용담보체계등,위중소기업적발전제공경유력적금융지지。
In recent years,financial institutions of Jilin Province will carry out businesses of the SMEs as to improve the business structure,customer structure and adjust the strategic approach to fulfill their social responsibility,the rates of loans to SMEs is rising,but the problem of financing is still a obstacle to the development of SMEs.Strengthen financial support to SMEs,the majority of financial institutions should improve the level of service for SMEs development,and enhance the ability of financial innovation,improve the small business credit appraisal system,establish the SME loan risk compensation fund,and develop the multi-level SMEs credit guarantee system,to provide stronger financial support for SMEs development.