CAJ | 학술논문

本文介绍了东莞市知识产权质押融资做法及经验。研究了东莞市开展知识产权质押融资的制约因素：知识产权质押融资的质押物只包括专利权；参与商业银行数量不多，商业银行在操作环节创新性不强；企业对于知识产权等无形资产经营能力低；政府的经验不足等。提出了相关破解建议，如扩大商标权、版权等成为知识产权质押融资的质押物；挑选和增加相关的商业银行，商业银行在贷款审批环节中需要创新；企业需要长远规划，准确把握市场，提高对知识产权等无形资产的经营能力；政府可在市内设立试点区与试点企业以吸取经验等。希望本文对东莞市和国内其他地区知识产权质押融资的推行具有参考价值和借鉴意义。
본문개소료동완시지식산권질압융자주법급경험。연구료동완시개전지식산권질압융자적제약인소：지식산권질압융자적질압물지포괄전리권；삼여상업은행수량불다，상업은행재조작배절창신성불강；기업대우지식산권등무형자산경영능력저；정부적경험불족등。제출료상관파해건의，여확대상표권、판권등성위지식산권질압융자적질압물；도선화증가상관적상업은행，상업은행재대관심비배절중수요창신；기업수요장원규화，준학파악시장，제고대지식산권등무형자산적경영능력；정부가재시내설립시점구여시점기업이흡취경험등。희망본문대동완시화국내기타지구지식산권질압융자적추행구유삼고개치화차감의의。
This paper the describes practices and experiences of the intellectual property rights （IPR） pledge financing, and studied the IPR pledge financing constraints in Dongguan City. The pledge of IPR pledge financing includes only patents; a small num- ber of commercial banks involving in IPR pledge with lack of operations innovations; weak productivity of companies dealing with IPR and other intangible assets; insufficient government experiences. This paper presented relevant breakthrough rec- ommendations. For example, the expanded trademark right, and copyright have become ledge of knowledge property right ledge financing; select and increase relevant commercial banks, and commercial banks need innovation in the stages of checking and approving loan; enterprises need long- term planning, accurately grasp the market, and increase operation capability of such intangible asset as knowledge property rights; the governments are allowed to set up pilot area and pilot enterprisos in the districts so as to obtain the experiences. Hopefully, this paper will benefit the practice of knowledge prop- erty ledge financing in Dongguan city and other domestic regions.