金融理论与实践
金融理論與實踐
금융이론여실천
Financial Theory and Practice
2012年
5期
40~43
,共null页
城乡一体化 农村金融 农地制度 农地金融
城鄉一體化 農村金融 農地製度 農地金融
성향일체화 농촌금융 농지제도 농지금융
urban and rural integration; rural financial; agricultural land system; agricultural land financial
改革开放以来掀起的农村金融体制改革和以土地家庭联产承包经营制为主要内容的农村土地制度改革,对促进我国农业、农村和农民的发展功不可没,但也存在一些制约城乡一体化建设的问题。在统筹城乡发展过程中,一方面要深化农村金融体制改革,构建多元化农村金融体系,加快农地制度改革,健全农地经营权流转体系;另一方面还应将农村土地制度与农村金融制度二者的改革与创新相互结合、相互统一,发展农地金融业务,积极探索具有创新意义的地票交易、农地承包权证券化等多样化农地金融产品。
改革開放以來掀起的農村金融體製改革和以土地傢庭聯產承包經營製為主要內容的農村土地製度改革,對促進我國農業、農村和農民的髮展功不可沒,但也存在一些製約城鄉一體化建設的問題。在統籌城鄉髮展過程中,一方麵要深化農村金融體製改革,構建多元化農村金融體繫,加快農地製度改革,健全農地經營權流轉體繫;另一方麵還應將農村土地製度與農村金融製度二者的改革與創新相互結閤、相互統一,髮展農地金融業務,積極探索具有創新意義的地票交易、農地承包權證券化等多樣化農地金融產品。
개혁개방이래흔기적농촌금융체제개혁화이토지가정련산승포경영제위주요내용적농촌토지제도개혁,대촉진아국농업、농촌화농민적발전공불가몰,단야존재일사제약성향일체화건설적문제。재통주성향발전과정중,일방면요심화농촌금융체제개혁,구건다원화농촌금융체계,가쾌농지제도개혁,건전농지경영권류전체계;령일방면환응장농촌토지제도여농촌금융제도이자적개혁여창신상호결합、상호통일,발전농지금융업무,적겁탐색구유창신의의적지표교역、농지승포권증권화등다양화농지금융산품。
Since the urban and rural reform and opening up, the reform of the rural financial system and rural land system reform which household land contract management system works as its main content, have contributed to promote the development of our agriculture, rural areas and farmers, but there are some constraints of the integration. In this paper we believe that in the urban and rural development process, we should deepen the reform of the rural financial system on the one hand, building a diversified rural financial system, accelerate the reform of agricultural land, improve agricultural land management rights transfer system, on the other hand, the rural land system and both of the rural financial system reform and innovation should be combined and mutual unified with each other to diversify financial products of the agricultural land, such as developing the financial operation of agricultural land, and actively exploring innovative vote trading, securitizing agricultural land contracting rights, etc.
