金融理论与实践
金融理論與實踐
금융이론여실천
Financial Theory and Practice
2012年
5期
62~65
,共null页
人民币汇率 银行稳定性 外汇存贷比 资本充足率 净利润和EPS
人民幣彙率 銀行穩定性 外彙存貸比 資本充足率 淨利潤和EPS
인민폐회솔 은행은정성 외회존대비 자본충족솔 정리윤화EPS
rmb exchange rate; financial stability; rate of exchange deposit and credit; capital adequa- cy ratio; net profit and EPS
随着我国外汇业务的逐渐成熟,人民币升值的呼声愈来愈高,汇率的频繁波动已是无法避免。通过实证分析来具体量化汇率变动对商业银行所造成的正负面影响,进而分析人民币升值对我国银行业稳定性的影响程度。
隨著我國外彙業務的逐漸成熟,人民幣升值的呼聲愈來愈高,彙率的頻繁波動已是無法避免。通過實證分析來具體量化彙率變動對商業銀行所造成的正負麵影響,進而分析人民幣升值對我國銀行業穩定性的影響程度。
수착아국외회업무적축점성숙,인민폐승치적호성유래유고,회솔적빈번파동이시무법피면。통과실증분석래구체양화회솔변동대상업은행소조성적정부면영향,진이분석인민폐승치대아국은행업은정성적영향정도。
As the gradual maturity of exchange business in China, the voice of requiring RMB to appreciate runs high day by day and the frequent fluctuant exchange rate is incapable avoiding. According to the empirical analysis for the specific quantization of exchange rate fluctuation to the positive and negative influences of commercial banks, this paper analyzed the influence degree to the banking industry stability by rmb appreciation.