江苏社会科学
江囌社會科學
강소사회과학
Jiangsu Social Sciences
2012年
3期
148~155
,共null页
民间借贷 利率 利息裁判
民間藉貸 利率 利息裁判
민간차대 리솔 이식재판
non-governmental loan; interest rate; interest arbitrament
民间借贷因手续简便、方式灵活、交易成本低，为大量急需资金而贷款无门的中小企业和个人提供了便捷的资金融通渠道．而利息比例的高低则成为民间借贷中的核心问题。在民间借贷案件审理中，利息裁判是一个法学理论长期忽视的问题，却又是司法实务操作中经常面临的问题。本文拟针对南京地区近10年间计714份民间借贷终审判决书进行了梳理和分析，以期作出有价值的探索。
民間藉貸因手續簡便、方式靈活、交易成本低，為大量急需資金而貸款無門的中小企業和箇人提供瞭便捷的資金融通渠道．而利息比例的高低則成為民間藉貸中的覈心問題。在民間藉貸案件審理中，利息裁判是一箇法學理論長期忽視的問題，卻又是司法實務操作中經常麵臨的問題。本文擬針對南京地區近10年間計714份民間藉貸終審判決書進行瞭梳理和分析，以期作齣有價值的探索。
민간차대인수속간편、방식령활、교역성본저，위대량급수자금이대관무문적중소기업화개인제공료편첩적자금융통거도．이이식비례적고저칙성위민간차대중적핵심문제。재민간차대안건심리중，이식재판시일개법학이론장기홀시적문제，각우시사법실무조작중경상면림적문제。본문의침대남경지구근10년간계714빈민간차대종심판결서진행료소리화분석，이기작출유개치적탐색。
Non-governmental loan, thanks to its simplicity, flexibility and low cost, provides convenient financing for many small and middle-sized enterprises and individuals in great need of funds but with no ways to get loans, but interest rates become a key subject of non-governmental loan. In the trial of non-governmental loan cases, the issue of interest arbitrament, which has suffered from ignorance in legal theory for long, is frequently confronted with in judicial practice. The article reviews and analyzes up to 714 final judgments of non-governmental loan in the last decade in Naniing. in the hope of valuable exploration.
