复旦学报：社会科学版
複旦學報：社會科學版
복단학보：사회과학판
Fudan Journal(Social Sciences Edition)
2012年
3期
1~9
,共null页
中国农村金融 金融供给抑制 金融需求不足 低水平非均衡 高水平均衡
中國農村金融 金融供給抑製 金融需求不足 低水平非均衡 高水平均衡
중국농촌금융 금융공급억제 금융수구불족 저수평비균형 고수평균형
rural financial markets in China; control of financial supply; shortage of financial demand;low-lewel disequilibrium; high-level equilibrium
中国农村金融长期形成的低水平非均衡不但源于存量式改革导致的金融供给抑制，还源于中等农户的金融需求不足。中国农村金融改革与发展的战略，既需要通过增量式改革和存量式改革并举来有效增加金融供给，也需要通过促进“三农”的多元化发展来有效提高农业、农户和农村金融需求，以实现从低水平非均衡向高水平均衡的跳跃。
中國農村金融長期形成的低水平非均衡不但源于存量式改革導緻的金融供給抑製，還源于中等農戶的金融需求不足。中國農村金融改革與髮展的戰略，既需要通過增量式改革和存量式改革併舉來有效增加金融供給，也需要通過促進“三農”的多元化髮展來有效提高農業、農戶和農村金融需求，以實現從低水平非均衡嚮高水平均衡的跳躍。
중국농촌금융장기형성적저수평비균형불단원우존량식개혁도치적금융공급억제，환원우중등농호적금융수구불족。중국농촌금융개혁여발전적전략，기수요통과증량식개혁화존량식개혁병거래유효증가금융공급，야수요통과촉진“삼농”적다원화발전래유효제고농업、농호화농촌금융수구，이실현종저수평비균형향고수평균형적도약。
The low-level disequilibrium of China＇s rural financial markets can be attributed not only to the control of financial supply, which is the result of stock reform, but also to the shortage of financial demand. To further the reform and development of rural financial markets and to reach the high-level equilibrium, there are two crucial approaches. The first is to effectively increase financial supply through improving both incremental reform and stock reform. The second is to stimulate financial demand of agriculture, rural households, and rural areas by promoting their multi-dimensional development simultaneously.
