商业经济与管理
商業經濟與管理
상업경제여관리
Business Economics and Administration
2012年
7期
5~13
,共null页
供应链金融 交易型电子商务平台 现货电子交易市场 云仓
供應鏈金融 交易型電子商務平檯 現貨電子交易市場 雲倉
공응련금융 교역형전자상무평태 현화전자교역시장 운창
supply chain finance; transactional e-commerce platform; bulk stock electronic marketplace; cloud muster warehouse
针对中小企业“融资难”现象,对比分析传统供应链金融与交易型电子商务平台的交易方式和融资模式,将传统供应链金融服务拓展到现货电子交易平台上,提出“云仓”——这一新型商业模式,该模式提供供应链一体化服务,既可线上交易担保和商机拓展,又可线下融资支持和仓储物流服务,同时具有现货连续交易的价格发现机制,能更有效地解决中小企业融资瓶颈,提高商品流通效率,降低融资风险。文章为供应链金融业务和现货电子交易市场持续健康发展提供理论支撑和行业指导。
針對中小企業“融資難”現象,對比分析傳統供應鏈金融與交易型電子商務平檯的交易方式和融資模式,將傳統供應鏈金融服務拓展到現貨電子交易平檯上,提齣“雲倉”——這一新型商業模式,該模式提供供應鏈一體化服務,既可線上交易擔保和商機拓展,又可線下融資支持和倉儲物流服務,同時具有現貨連續交易的價格髮現機製,能更有效地解決中小企業融資瓶頸,提高商品流通效率,降低融資風險。文章為供應鏈金融業務和現貨電子交易市場持續健康髮展提供理論支撐和行業指導。
침대중소기업“융자난”현상,대비분석전통공응련금융여교역형전자상무평태적교역방식화융자모식,장전통공응련금융복무탁전도현화전자교역평태상,제출“운창”——저일신형상업모식,해모식제공공응련일체화복무,기가선상교역담보화상궤탁전,우가선하융자지지화창저물류복무,동시구유현화련속교역적개격발현궤제,능경유효지해결중소기업융자병경,제고상품류통효솔,강저융자풍험。문장위공응련금융업무화현화전자교역시장지속건강발전제공이론지탱화행업지도。
In regard to the financing difficulty of SMEs (small-and-medium-sized enterprises), the paper comparatively analyzes the trading and financing models of the traditional supply chain finance and transactional e-commerce platform, expanding the traditional supply chain financial services to the electronic trading system of spot goods, "cloud muster warehouse" -- the new business model is put forward. CMW provides supply chain integration services, which not only include the online service of transaction hypothecate and business expansion, but also include the outline service of financial support and logistics warehousing. Meanwhile, with CMW, companies are able to discover the trading price of the spot goods continuously, which can solve the financial problem of SMEs effectively, increase the rate of commodity circulation, and reduce the risks of financing. Based on the potential problems and risks, a series of policy proposals are presented.