经济理论与经济管理
經濟理論與經濟管理
경제이론여경제관리
Economic Theory and Business Management
2012年
8期
91~100
,共null页
西部地区 新型农村社会养老保险 制度水平
西部地區 新型農村社會養老保險 製度水平
서부지구 신형농촌사회양로보험 제도수평
western region; new rural old-age insurance; system level
本文结合西部地区新农保试点的实际情况，通过对新农保缴费水平、待遇水平、补贴水平的评估，发现受缴费档次和缴费年限限制，西部地区新农保缴费水平较低、政府补贴呈现逆向激励，加之基金保值增值风险较大，新农保待遇水平受限。鉴于此，本文立足政府与市场边界的角度，从提高缴费水平、区分养老层次、提高替代率和建立待遇调整的长效机制等方面着手，为西部地区新农保制度可持续发展提出政策建议。
本文結閤西部地區新農保試點的實際情況，通過對新農保繳費水平、待遇水平、補貼水平的評估，髮現受繳費檔次和繳費年限限製，西部地區新農保繳費水平較低、政府補貼呈現逆嚮激勵，加之基金保值增值風險較大，新農保待遇水平受限。鑒于此，本文立足政府與市場邊界的角度，從提高繳費水平、區分養老層次、提高替代率和建立待遇調整的長效機製等方麵著手，為西部地區新農保製度可持續髮展提齣政策建議。
본문결합서부지구신농보시점적실제정황，통과대신농보격비수평、대우수평、보첩수평적평고，발현수격비당차화격비년한한제，서부지구신농보격비수평교저、정부보첩정현역향격려，가지기금보치증치풍험교대，신농보대우수평수한。감우차，본문립족정부여시장변계적각도，종제고격비수평、구분양로층차、제고체대솔화건립대우조정적장효궤제등방면착수，위서부지구신농보제도가지속발전제출정책건의。
This paper evaluated on the payment level, treatment level and subsidy level combined with the pilot situation in western region. According to the evaluation results, the payment level was lower be- cause of the contribution grades and periods. The subsidy policy was non-incentive, as while as the treat- ment level was low and faced the investment risk. Therefore, this paper provided some recommendations such as improving the payment level and treatment level, distinguishing its status in multi-system and es- tablishing a mechanism of long-term treatment-adjusted. It would be significant to promote sustainable de- veloDment of the svstem.
