人口与发展
人口與髮展
인구여발전
Market & Demographic Analysis
2012年
4期
47~55
,共null页
急性健康冲击 慢性健康冲击 老年家庭 资产组合选择
急性健康遲擊 慢性健康遲擊 老年傢庭 資產組閤選擇
급성건강충격 만성건강충격 노년가정 자산조합선택
acute health shocks ; chronic health shocks ; elderly households ; portfolio choice
利用中国健康与养老追踪调查（CHARI．S）数据，研究健康冲击对老年家庭资产组合的影响。把健康冲击分为急性健康冲击和慢性健康冲击两类。遭受急性健康冲击时，老年家庭持有的风险资产减少；遭受慢性健康冲击时，投资于耐用消费性资产的量减少，但拥有房产价值的量增加；健康冲击对城乡老年家庭资产组合的影响不尽相同。
利用中國健康與養老追蹤調查（CHARI．S）數據，研究健康遲擊對老年傢庭資產組閤的影響。把健康遲擊分為急性健康遲擊和慢性健康遲擊兩類。遭受急性健康遲擊時，老年傢庭持有的風險資產減少；遭受慢性健康遲擊時，投資于耐用消費性資產的量減少，但擁有房產價值的量增加；健康遲擊對城鄉老年傢庭資產組閤的影響不儘相同。
이용중국건강여양로추종조사（CHARI．S）수거，연구건강충격대노년가정자산조합적영향。파건강충격분위급성건강충격화만성건강충격량류。조수급성건강충격시，노년가정지유적풍험자산감소；조수만성건강충격시，투자우내용소비성자산적량감소，단옹유방산개치적량증가；건강충격대성향노년가정자산조합적영향불진상동。
Using newly released China Health and Retirement Longitudinal Study （CHARLS）, this paper explores impacting of health shocks on portfolio choice of elderly households in China. We divided health shocks into chronic health shocks and acute health shocks. The empirical re- sults show that acute health shocks may cause elderly households to decrease the share of risky assets. Chronic health shocks may cause elderly households to invest less durable consumer as- sets and more in housing assets. Health shocks have different effects on different types of assets between urban and rural households.
