CAJ | 학술논문

根据市场经营情况适时调整保险费系统对保险公司至关重要。对贝叶斯调整保险费方法进行阐述，运用实例分析说明贝叶斯调整保险费方法估计保险费率的可行性。本文的方法和结论可运用于非寿险实务中小样本数据的保险费估计工作。
근거시장경영정황괄시조정보험비계통대보험공사지관중요。대패협사조정보험비방법진행천술，운용실례분석설명패협사조정보험비방법고계보험비솔적가행성。본문적방법화결론가운용우비수험실무중소양본수거적보험비고계공작。
Adjustment of premium by the situation of the market management is very important for the in- surance company. This paper illustrates Bayesian premium adjusted method by using example analyzes the feasibility of premium valuation under Bayesian premium adjusted method. Both method and conclusions could be applied in small sample premium valuation of non-life insurance practice.