CAJ | 학술논문

大中华区金融“金三角” 国际金融中心两岸三地金融辐射金融规模金融集聚度金融国际化资源配置效率要素禀赋理论大中華區金融“金三角” 國際金融中心兩岸三地金融輻射金融規模金融集聚度金融國際化資源配置效率要素稟賦理論
대중화구 금융“금삼각” 국제금융중심 량안삼지 금융복사 금융규모 금융집취도 금융국제화 자원배치효솔 요소품부이론
great China area; financial ＂golden triangle＂; international financial center; mainland China, Hong Kong and Taiwan;financial radiation; financial scale; financial agglomeration degree; financial internationalization; resources allocation efficiency; factorand endowment theory

在两岸三地经济合作深化以及人民币国际化进程加速的背景下，大中华区迫切需要建立起具有竞争力的国际金融中心。基于要素禀赋等理论，可以以上海、香港、深圳、厦门、台北5个城市为金融中心建设大中华区金融“金三角”。这一以城市集群为主体构建国际金融中心的新模式，不但可以大大提高大中华区内部的资源配置效率，而且可以形成一个能与传统大型国际金融中心相抗衡的新国际金融中心。大中华区金融“金三角”战略布局宜采取政府推进模式，由两岸三地政府主导这一进程；目前的主要措施在于推进统一的电子交易平台建设，开展金融监管交流与合作，并以深圳前海为试点形成有效的风险控制机制。
재량안삼지경제합작심화이급인민폐국제화진정가속적배경하，대중화구박절수요건립기구유경쟁력적국제금융중심。기우요소품부등이론，가이이상해、향항、심수、하문、태북5개성시위금융중심건설대중화구금융“금삼각”。저일이성시집군위주체구건국제금융중심적신모식，불단가이대대제고대중화구내부적자원배치효솔，이차가이형성일개능여전통대형국제금융중심상항형적신국제금융중심。대중화구금융“금삼각”전략포국의채취정부추진모식，유량안삼지정부주도저일진정；목전적주요조시재우추진통일적전자교역평태건설，개전금융감관교류여합작，병이심수전해위시점형성유효적풍험공제궤제。
Under the background of the deepening of the cooperation between mainland China, Hong Kong and Taiwan as well as the acceleration of the internationalization of Renminbi, the international financial center with competence is urgently needed to be built in great China area. Based on the theory such as factors, endowment and so on, the financial ＂golden triangle＂ centered by Shanghai, Hong Kong, Shenzhen, Xiamen and Taibei can be constructed in great China area. The new mode of the international financial center constructed mainly by this urban cluster can not only largely improve resources allocation efficiency inside great China area but also can form a new international financial center competitive to traditional big international financial center. The financial ＂golden triangle＂ strategy layout in great China area should be promoted by governments and be planned by mainland China, Hong Kong and Taiwan. The current main measures are to push forward universal electronic transaction platform construction, to conduct financial monitoring, exchange and cooperation and to form effective risk control mechanism by taking Qianhai of Shenzhen as a pilot zone.