CAJ | 학술논문

通过研究分析伊斯兰金融发展的法律基础和关系，寻求宁夏发展伊斯兰金融瓶颈的解决办法，经过研究发现，伊斯兰金融机构业务职能超越了商业银行的基本职能，伊斯兰金融的经营模式已超越了我国现行法律框架。应及时立法，为宁夏伊斯兰金融发展指明方向、规范伊斯兰金融运作、保障银行、储户及客户的合法权益，建立健全伊斯兰金融发展的法律框架。
통과연구분석이사란금융발전적법률기출화관계，심구저하발전이사란금융병경적해결판법，경과연구발현，이사란금융궤구업무직능초월료상업은행적기본직능，이사란금융적경영모식이초월료아국현행법률광가。응급시입법，위저하이사란금융발전지명방향、규범이사란금융운작、보장은행、저호급객호적합법권익，건립건전이사란금융발전적법률광가。
Based on an analysis of legal basis and relations of Islamic finance development, this paper seeks to find solutions to the bottleneck of Ningxia developing Islamic finance. It is found that Islamic financial institutions business functions are beyond the commercial bank＇ s basic functions, and Islamic finance mode of operation has been beyond the current legal framework; therefore, timely legislation for Ningxia Islamic finance, development direction specification for Islamic finance operation, securing bank, depositors and the legitimate rights and interests of customers, establishing and improving the legal framework of the development of Islamic finance are essential.