CAJ | 학술논문

基于金融功能观的视角，不同模式的金融结构“互嵌”式合作有助于提升金融体系的整体功能。基于金融合作在开放性区域经济合作过程的支撑和推动地位，有必要研究不同金融结构在协调发展或融合过程中所产生的效应问题。本文借助技术演进模型，通过考察不同金融结构模式在不同经济发展阶段下的效果，并在此基础上分析区域合作背景下市场主导型和银行主导型两种金融结构交叉融合的效应，证明在区域市场一体化进程中，两种金融结构的相互渗透及合作能够对区域经济发展起到正的效应。
기우금융공능관적시각，불동모식적금융결구“호감”식합작유조우제승금융체계적정체공능。기우금융합작재개방성구역경제합작과정적지탱화추동지위，유필요연구불동금융결구재협조발전혹융합과정중소산생적효응문제。본문차조기술연진모형，통과고찰불동금융결구모식재불동경제발전계단하적효과，병재차기출상분석구역합작배경하시장주도형화은행주도형량충금융결구교차융합적효응，증명재구역시장일체화진정중，량충금융결구적상호삼투급합작능구대구역경제발전기도정적효응。
Based on the perspective of financial function, the cooperation of financial architecture＇ s ＂embedded in each other＂ with different models, will help to improve the overall function of the financial system. Based on the support and promotion status of finance in the process of open regional economic cooperation, it is necessary to study the effects arising from the process of coordinated development and integration of different financial architecture. With the help of the model of technology evolution, we examined the effects of different financial architecture model in different stages of economic development, and on this basis, we analyzed integration effect of the market-oriented and bank-based financial architecture in the context of regional cooperation, and proved that the interpenetration and cooperation of the two kinds of financial architecture can play a positive effect on the regional economic development.