CAJ | 학술논문

基于在鄂、皖、桂、浙、鲁、冀、黔7个省（区）的农村社会养老保障制度调查，从供需均衡视角出发分析了失地农民社会养老保险制度供给与需求的契合度问题。研究发现，失地农民社会养老保险制度在3个方面存在供需失衡，即：个人缴费负担偏重，筹资责任分担不尽合理；一次性缴费的规定与失地农民的较长缴费年限期望存在较大出入；待遇水平偏低，不能满足失地农民多层次的需求。为促进失地农民社会养老保险制度供需均衡，建议拓宽筹资渠道，明确各方筹资责任；充分照顾失地农民的多层次需求，改进筹资模式，提高待遇水平；提高失地农民收入，增强其缴费能力；引导失地农民形成合理的养老观，提升其制度认知水平。
기우재악、환、계、절、로、기、검7개성（구）적농촌사회양로보장제도조사，종공수균형시각출발분석료실지농민사회양로보험제도공급여수구적계합도문제。연구발현，실지농민사회양로보험제도재3개방면존재공수실형，즉：개인격비부담편중，주자책임분담불진합리；일차성격비적규정여실지농민적교장격비년한기망존재교대출입；대우수평편저，불능만족실지농민다층차적수구。위촉진실지농민사회양로보험제도공수균형，건의탁관주자거도，명학각방주자책임；충분조고실지농민적다층차수구，개진주자모식，제고대우수평；제고실지농민수입，증강기격비능력；인도실지농민형성합리적양로관，제승기제도인지수평。
From the perspective of supply-demand equilibrium theory,the paper analyses the fitness degree between supply and demand of social endowment insurance systems for land-expropriated peas- ants based on social survey in 7 provinces in China. It finds that the system arrangement has low fitness degree with land-expropriated peasants＇ demand in three dimensions. Firstly, the personal payment bur- den for land-expropriated peasants sounds heavier and the responsibility-share mechanism of money-rai- sing is not rational enough. Secondly, the rule of payment in full can＇t match land-expropriated peas- ants＇ expectation for payment by installments. Finally, the pension treatment level is not high enough to satisfy the multi-level demands of land-expropriated peasants. In order to promote supply-demand equi- librium of social endowment insurance system for land-expropriated peasants, it is necessary to broaden the money-raising channels for endowment insurance and confirm each responsibilities, to reform the money-raising mechanism and enhance the pension standard so as to fully match the multi-level demands of land-expropriated peasants, to enhance land-expropriated peasants＇ income so as to strengthen their payment abilities,and to promote land-expropriated peasants＇ rationality level of old-age nursing concept so as to improve their recognition level on social endowment insurance systems.