CAJ | 학술논문

基于银行业治理问题缺乏经验性的研究，文章采用了14家国内上市股份制商业银行2008年到2011年的数据，通过对董事会独立性与银行经营绩效的关系建立单方程和联立方程模型，实证检验董事会独立性与银行经营绩效间的关系。研究结果发现，董事会独立性对银行绩效的促进作用并不明显。银行绩效的提升除了改善治理结构外，增加网点数量、扩大市场份额也有重要作用。最后，论文提出了引进战略投资者的政策性建议。
기우은행업치리문제결핍경험성적연구，문장채용료14가국내상시고빈제상업은행2008년도2011년적수거，통과대동사회독립성여은행경영적효적관계건립단방정화련립방정모형，실증검험동사회독립성여은행경영적효간적관계。연구결과발현，동사회독립성대은행적효적촉진작용병불명현。은행적효적제승제료개선치리결구외，증가망점수량、확대시장빈액야유중요작용。최후，논문제출료인진전략투자자적정책성건의。
Because of the current lack of empirical research on banking governance issues, we use the data of 14 listed joint-stock commercial banks, and spell out the relationship between governance structure and the bank＇ s operating performance by the establishment of a single equation of simultaneous equations model, empirically ana- lyze the relationship between the bank＇ s performance and board independence. The results show that the independ- ence of the board of directors influences the bank＇ s performance, but the effect is not significant. In comparison governance structure, the scale, the capital structure and the volume of net have greater impact on bank perform- ance. Finally, we make a policy proposal to introduce strategic investors.