CAJ | 학술논문

如何理好财,使之能够不断保值、增值,发挥更大的作用已经成为越来越多逐渐富裕起来的石家庄市居民共同关注的话题。对石家庄市居民的个人理财的理念、需求、目标、风险选择等主要因素分析的结果表明：石家庄市个人理财市场的需求非常大,居民理财倾向于风险适中产品,理财目的是实现个人财富的不断增值。
여하리호재,사지능구불단보치、증치,발휘경대적작용이경성위월래월다축점부유기래적석가장시거민공동관주적화제。대석가장시거민적개인리재적이념、수구、목표、풍험선택등주요인소분석적결과표명：석가장시개인리재시장적수구비상대,거민리재경향우풍험괄중산품,리재목적시실현개인재부적불단증치。
Becoming more and more prosperous,Shijiazhuang city residents show common concerns on the management of money and the best use of money to ensure that it can continue to maintain value,rise in value,and play a greater role.Based on questionnaire survey,the paper carries on detailed investigation on the Shijiazhuang city residents＇ financial situation in terms of principle,needs,objective and risk selection.The result shows that the needs of the personal finance market is very large,and the residents are inclined to choose finance product with moderate risk,and the purpose of their financial management is to have personal wealth continue to add value.