CAJ | 학술논문

将基于物流金融的垫付一代收货款业务作为研究对象，在假定物流企业（文章中特指能提供金融服务的物流企业）用自有资金垫付货款且提货方违约时发货方无条件回购货物的前提下，从物流企业的角度来定量分析其风险管理与控制的关键指标——垫付率的取值范圉，研究得出垫付率对提货方的违约概率更加敏感，即物流企业更加关注提货方的违约情况，最后通过算例分析验证了文章的结论。
장기우물류금융적점부일대수화관업무작위연구대상，재가정물류기업（문장중특지능제공금융복무적물류기업）용자유자금점부화관차제화방위약시발화방무조건회구화물적전제하，종물류기업적각도래정량분석기풍험관리여공제적관건지표——점부솔적취치범어，연구득출점부솔대제화방적위약개솔경가민감，즉물류기업경가관주제화방적위약정황，최후통과산례분석험증료문장적결론。
This paper takes the advance-payment collection btisiness based on the logistics financial as the research object, on the assumption that the logistics enterprises（can provide financial service） pay the price with their own money, and the shipper repurchases the goods unconditionally when the delivery breaks rule. From the point of logistics enterprises to quantitative analyze the range of its key indicators of risk management and control - advance payment rate, we find that the advance payment rate is more sensitive to the rate of default of the delivery, the logistics enterpri- ses will pay more attention to the default of delivery. Then verified the conclusion by analyzing the examples.