CAJ | 학술논문

2006年12月，我国金融业对外资全面开放，这使得我国的商业银行开始直接面对全球实力强大的外资银行的竞争和挑战。因此，正确评价与分析银行业的竞争力，对于整个银行业乃至金融行业的发展都具有重要意义。文章通过对华夏银行、中国民生银行、招商银行、上海浦东发展银行和深圳发展银行等五家上市股份制商业银行的规模指标、监管指标等的综合比较分析，进而探讨了提升我国股份制商业银行竞争力思路与对策。
2006년12월，아국금융업대외자전면개방，저사득아국적상업은행개시직접면대전구실력강대적외자은행적경쟁화도전。인차，정학평개여분석은행업적경쟁력，대우정개은행업내지금융행업적발전도구유중요의의。문장통과대화하은행、중국민생은행、초상은행、상해포동발전은행화심수발전은행등오가상시고빈제상업은행적규모지표、감관지표등적종합비교분석，진이탐토료제승아국고빈제상업은행경쟁력사로여대책。
In December 2006, China＇s financial sector is fully open to foreign investment. This makes China＇s commercial banks began to directly face the competition and the challenge of the world＇s powerful foreign banks. Correct evaluation and analysis of the competitiveness of the banking industry, for the development of the banking sector as a whole and even the financial industry is of great significance. This article by comprehensive comparative analysis of scale indicators of Huaxia Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank and Shenzhen Development Bank five listed joint-stock commercial banks, regulatory indicators, and then explored to enhance China＇s joint-stock commercial banks competitiveness ideas and Countermeasures.