CAJ | 학술논문

文章从城乡交易成本差异、城乡储蓄与投资差异、城乡金融资源配置差异等维度出发,从定性的角度探讨城乡金融发展非均衡化影响城乡经济增长差距的机理;并运用1992-2010年中国28个省级单位面板数据,进一步实证城乡金融发展非均衡化对城乡经济增长差距的影响。结果发现：在控制城乡固定资产投资、城乡市场化水平、城乡外商直接投资和城乡人力资本等指标前提下,城乡金融规模、结构和效率对城乡经济增长差距的影响极为显著,两者之间的正相关关系成立。文末就实现城乡金融均衡化、促进城乡经济协调发展提出了相应的对策建议。
문장종성향교역성본차이、성향저축여투자차이、성향금융자원배치차이등유도출발,종정성적각도탐토성향금융발전비균형화영향성향경제증장차거적궤리;병운용1992-2010년중국28개성급단위면판수거,진일보실증성향금융발전비균형화대성향경제증장차거적영향。결과발현：재공제성향고정자산투자、성향시장화수평、성향외상직접투자화성향인력자본등지표전제하,성향금융규모、결구화효솔대성향경제증장차거적영향겁위현저,량자지간적정상관관계성립。문말취실현성향금융균형화、촉진성향경제협조발전제출료상응적대책건의。
This paper has analyzed the mechanism from urban-rural finance development non-equalization to urban-rural economic growth gap,from the points of the gap of urban-rural trade cost,urban-rural savings and investment and urban-rural allocation of financial resources,and the empirical study has been done between them,using the dynamic panel data model of 28 provincial units in China from 1992 to 2010.The results are that urban-rural financial structure,scale and efficiency are positive to urban-rural economic growth gap,controlled the urban-rural investment in fixed assets,the level of the urban-rural market and urban-rural FDI.And then,some suggestions are submitted.