CAJ | 학술논문

从股份制商业银行的盈利性、安全流动性以及成长性角度,选取了5个基于12家股份制商业银行的2011年年度数据的指标,利用主成分分析法,综合分析了它们的经营绩效。研究结果表明：股份制商业银行要取得良好的经营业绩,必须优化盈利结构,重视风险管控,积极创新。
종고빈제상업은행적영리성、안전류동성이급성장성각도,선취료5개기우12가고빈제상업은행적2011년년도수거적지표,이용주성분분석법,종합분석료타문적경영적효。연구결과표명：고빈제상업은행요취득량호적경영업적,필수우화영리결구,중시풍험관공,적겁창신。
Based on the profitability,liquidity,security and growth of the joint-stock commercial bank,by using the principal component analysis method,five indicators based on 12 joint-stock commercial bank＇s 2011 annual data were selected,and comprehensive analysis of their business performance was conducted.The research results show that,the joint-stock commercial banks have to improve their own ability to further improve operational performance,so as to achieve good operating results in a dominant position in the joint-stock commercial banks.