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老龄化 长期疗养保险 居家给付 设施给付 韩国
老齡化 長期療養保險 居傢給付 設施給付 韓國
노령화 장기요양보험 거가급부 설시급부 한국
aging process; long-term care insurance; payment for caring the aged at home; payment for caring the aged by other social care bodies; Korea
韩国于2007年制定了《老年人长期疗养保险法》,确立了居家疗养优先、灵活性及综合保护等三项疗养原则,对长期疗养给付方式与种类、管理机关与费用承担、疗养机构、人员及设施等作出了细致规定。借鉴韩国长期疗养保险的立法经验,我国应逐步构建老年人长期护理保险制度,采取以社会保险为主、商业保险为辅的保险模式,坚持居家护理和统筹但有区别的护理原则,同时进行专门立法,成立保险管理委员会,对长期护理保险费进行专项管理,加强护理人员的培训,合理界分个人（家庭）、社会及国家的责任。
韓國于2007年製定瞭《老年人長期療養保險法》,確立瞭居傢療養優先、靈活性及綜閤保護等三項療養原則,對長期療養給付方式與種類、管理機關與費用承擔、療養機構、人員及設施等作齣瞭細緻規定。藉鑒韓國長期療養保險的立法經驗,我國應逐步構建老年人長期護理保險製度,採取以社會保險為主、商業保險為輔的保險模式,堅持居傢護理和統籌但有區彆的護理原則,同時進行專門立法,成立保險管理委員會,對長期護理保險費進行專項管理,加彊護理人員的培訓,閤理界分箇人（傢庭）、社會及國傢的責任。
한국우2007년제정료《노년인장기요양보험법》,학립료거가요양우선、령활성급종합보호등삼항요양원칙,대장기요양급부방식여충류、관리궤관여비용승담、요양궤구、인원급설시등작출료세치규정。차감한국장기요양보험적입법경험,아국응축보구건노년인장기호리보험제도,채취이사회보험위주、상업보험위보적보험모식,견지거가호리화통주단유구별적호리원칙,동시진행전문입법,성립보험관리위원회,대장기호리보험비진행전항관리,가강호리인원적배훈,합리계분개인（가정）、사회급국가적책임。
Korea formulated the aged long-term health insurance law in 2007,which established three health principles that are the home health priority,mobility and comprehensive protection.It＇s content covers payment method and types,management authority and expense bearing,and health institutions,personnel and facilities.Take example by the legislation experience of Korea long-term health insurance law,we should gradually set up the aged long-term care insurance system according to our national conditions,stick to principles of combination of social insurance and commercial insurance,home care and overall plan but differentiated care,formulate specific law,establish the insurance management committee in order to manage the long-term care insurance premium specially,strengthen the training of nursing staff,and define the responsibility between individuals（family）,social and the nation reasonablely.
