CAJ | 학술논문

对供应链金融合同的案例研究结果显示：供应链金融合同的主要当事人——银行、借款企业与物流公司之间通过合同设计的保证金、优先权、第三方监管以及供应链商业网络等私人治理机制促进了供应链金融合同的履行，进而促进了供应链金融的发展；法律则通过嵌入到供应链金融合同的私人治理机制，影响供应链金融发展。这一结果表明：金融发展并不仅仅依赖于具有普遍性的正式制度或者非正式制度，私人之间通过合同安排的非标准的个性化的私人治理及其与法律规则的互动亦能对金融发展产生积极的影响。
대공응련금융합동적안례연구결과현시：공응련금융합동적주요당사인——은행、차관기업여물류공사지간통과합동설계적보증금、우선권、제삼방감관이급공응련상업망락등사인치리궤제촉진료공응련금융합동적리행，진이촉진료공응련금융적발전；법률칙통과감입도공응련금융합동적사인치리궤제，영향공응련금융발전。저일결과표명：금융발전병불부부의뢰우구유보편성적정식제도혹자비정식제도，사인지간통과합동안배적비표준적개성화적사인치리급기여법률규칙적호동역능대금융발전산생적겁적영향。
The case study on the supply chain finance shows that contracts among the bank, the borrower and the logistics company integrate bundles of private governance mechanisms, such as warranty provision, priority provision and the third part supervising mechanism and also the business networks. These private governance mechanisms promote the contract performance and then the financial development. Usually, rules of law embed into the private governance mechanisms and effect the financial development. The conclusion is that the financial development is not solely dependents on the common institution, including the law and the informal one, the private parties can design the adaptable private governance mechanism through the nonstandard contract and the rules of law introduced into the contract.