CAJ | 학술논문

我国法律在抵押物转让问题上呈现出禁止转让、限制转让、自由转让，最后回到禁止转让的圆形轨迹。由于我国抵押权的客体与传统大陆法系民法差异较大，德国、法国、日本等民法典在此问题上的规定都显得捉襟见肘。我们必须在动产、不动产二元前提下重新构建抵押物转让制度，即凡是已经登记的抵押物，抵押权具有追及力，凡是未经登记的动产抵押物，受善意取得制度之保护，抵押权人只能就抵押人转让所得价金行使物上代位权。已登记抵押物的受让人和未登记动产抵押物的非善意受让人，可以通过替代为清偿和代价清偿两种制度消灭其物之上存在的抵押权。
아국법률재저압물전양문제상정현출금지전양、한제전양、자유전양，최후회도금지전양적원형궤적。유우아국저압권적객체여전통대륙법계민법차이교대，덕국、법국、일본등민법전재차문제상적규정도현득착금견주。아문필수재동산、불동산이원전제하중신구건저압물전양제도，즉범시이경등기적저압물，저압권구유추급력，범시미경등기적동산저압물，수선의취득제도지보호，저압권인지능취저압인전양소득개금행사물상대위권。이등기저압물적수양인화미등기동산저압물적비선의수양인，가이통과체대위청상화대개청상량충제도소멸기물지상존재적저압권。
China＇s law on the transfer of collateral shows a roundabout way of prohibition of transfer, the transfer restrictions, the free transfer, and finally back to the prohibition of the transfer . Because the mortgagee object is quite different with the traditional continental civil law, the regulations on this problem in the civil laws in Germany, France and Japan cannot meet our needs. So in real estate and real estate binary premise we must rebuild the collateral transfer system, and the mortgaged property that the mortgagee has already registered has the right of the chase and force. As to unregistered movable collateral by innocent protection,the mortgagor can only get the transfer income from the mortgagee in the exercise of a property right to subrogation. Collateral assignee of the registered and unregistered non-bona fide assignee of real estate collateral can destroy this mortgage through alternative system of paying by others or cost payment.