CAJ | 학술논문

本文运用中国健康与养老追踪调查（CHARLS）项目2008年先导调查数据，研究发现中国家庭代际转移呈现向上转移和隔代向下转移的特征：即经济状况较差的老年人获得子女不菲的经济帮助，老年人对孙辈提供经济帮助也是非常普遍的现象。同时，基于Heckman两步估计法的研究结果表明，成年子女家庭对父母提供经济帮助的规模与父母收入水平呈显著的正相关关系，即拒绝了无私动机假说，而支持了交换动机假说。本文的研究表明政府养老保障不会对家庭代际转移产生“挤出”效应，未来加大政府养老保障的范围和力度，同时创造条件促进子女对老年父母提供经济帮助，可以共同有效改善老年人的福利水平。
본문운용중국건강여양로추종조사（CHARLS）항목2008년선도조사수거，연구발현중국가정대제전이정현향상전이화격대향하전이적특정：즉경제상황교차적노년인획득자녀불비적경제방조，노년인대손배제공경제방조야시비상보편적현상。동시，기우Heckman량보고계법적연구결과표명，성년자녀가정대부모제공경제방조적규모여부모수입수평정현저적정상관관계，즉거절료무사동궤가설，이지지료교환동궤가설。본문적연구표명정부양로보장불회대가정대제전이산생“제출”효응，미래가대정부양로보장적범위화력도，동시창조조건촉진자녀대노년부모제공경제방조，가이공동유효개선노년인적복이수평。
By utilizing 2008 CHARLS data, this paper found that the elderly parents with bad economic condition obtained lots of transfers from their adult children, at the same time, the elderly gave lots of transfers to their grandchildren. By using Heckman two - step estimation, we found that the amount of transfers of adult children family giving to the elderly parents had a significant positive correlation with their parental income, which rejected the altruism motive hypothesis and support the exchange motive hypothesis. This paper also showed that the pension insurance system conducted by the government will not ＂crow out＂ the family intergenerational transfers. Therefore, In the future, perfecting the pension insurance system as well as encouraging the adult children to help their parents, can work together effectively to improve the welfare of old population.