兰州学刊
蘭州學刊
란주학간
2013年
2期
135~140
,共null页
农村金融发展 GM分析 规模、效率和结构 相关性
農村金融髮展 GM分析 規模、效率和結構 相關性
농촌금융발전 GM분석 규모、효솔화결구 상관성
finance development; GM method; Scale, Efficiency and Structure; Correlation
文章以农村金融抑制为前提,从农村金融发展程度的三个子指标(规模、效率和结构)出发,分析了这三个子指标对农民收入增长的作用机理,利用GM方法分析和测算了农村金融发展程度与农民收入增长的相关性及其度量问题。研究结果表明,农村金融发展与农民收入增加的相关性随着时间呈现下降的趋势,同时金融发展的结构与农民收入的相关性最大,而效率与其相关性最小。因此,应该从扩大农村金融规模,提高农村金融效率和优化农村金融结构入手,加快农村金融发展,促进农民收入增长。
文章以農村金融抑製為前提,從農村金融髮展程度的三箇子指標(規模、效率和結構)齣髮,分析瞭這三箇子指標對農民收入增長的作用機理,利用GM方法分析和測算瞭農村金融髮展程度與農民收入增長的相關性及其度量問題。研究結果錶明,農村金融髮展與農民收入增加的相關性隨著時間呈現下降的趨勢,同時金融髮展的結構與農民收入的相關性最大,而效率與其相關性最小。因此,應該從擴大農村金融規模,提高農村金融效率和優化農村金融結構入手,加快農村金融髮展,促進農民收入增長。
문장이농촌금융억제위전제,종농촌금융발전정도적삼개자지표(규모、효솔화결구)출발,분석료저삼개자지표대농민수입증장적작용궤리,이용GM방법분석화측산료농촌금융발전정도여농민수입증장적상관성급기도량문제。연구결과표명,농촌금융발전여농민수입증가적상관성수착시간정현하강적추세,동시금융발전적결구여농민수입적상관성최대,이효솔여기상관성최소。인차,응해종확대농촌금융규모,제고농촌금융효솔화우화농촌금융결구입수,가쾌농촌금융발전,촉진농민수입증장。
This paper analyze the effects of the three indicators on the rural residents" income growth based on that the degree of finance development in rural areas is divided into scale, efficiency and structure. GM method is employed to analyze and calculate the correlation between the degree of finance development and the rural residents~income growth under the background of rural finance inhibition. Research results reveal that this correlation has a downward trend with the time, and also the structure has the biggest correlation than other two indicators with the income growth, the efficiency listing the smallest. Therefore, expanding the finance scale, enhancing the finance efficiency and bettering the finance structure should be taken to accelerate the fi- nance development and promote the residents~income growth in rural areas.