华东经济管理
華東經濟管理
화동경제관리
East China Economic Management
2013年
9期
129~133
,共null页
安保互动 安全生产责任保险 管理
安保互動 安全生產責任保險 管理
안보호동 안전생산책임보험 관리
the interactive safety-insurance; safe production liability insurance; management
我国正处于安全生产事故高发阶段，给生产和生活带来严重损害，妨碍了社会的和谐发展。现有安全生产保障模式不能较好解决这些问题，急需探索新的安全生产管理模式。“安保互动”是由政府、生产企业、保险公司三方共同探索运用保险机制解决高危企业安全生产责任风险的创新模式。文章重点探索了“安保互动”机制的运行工具--安全生产责任保险的供给和需求状况，认为安全生产责任保险存在理论上的供给不足和现实中的供给过剩的“悖论”，而企业对安全生产责任保险则存在需求不足，影响“安保互动”机制的有效性。文章对此提出相应的对策与建议。
我國正處于安全生產事故高髮階段，給生產和生活帶來嚴重損害，妨礙瞭社會的和諧髮展。現有安全生產保障模式不能較好解決這些問題，急需探索新的安全生產管理模式。“安保互動”是由政府、生產企業、保險公司三方共同探索運用保險機製解決高危企業安全生產責任風險的創新模式。文章重點探索瞭“安保互動”機製的運行工具--安全生產責任保險的供給和需求狀況，認為安全生產責任保險存在理論上的供給不足和現實中的供給過剩的“悖論”，而企業對安全生產責任保險則存在需求不足，影響“安保互動”機製的有效性。文章對此提齣相應的對策與建議。
아국정처우안전생산사고고발계단，급생산화생활대래엄중손해，방애료사회적화해발전。현유안전생산보장모식불능교호해결저사문제，급수탐색신적안전생산관리모식。“안보호동”시유정부、생산기업、보험공사삼방공동탐색운용보험궤제해결고위기업안전생산책임풍험적창신모식。문장중점탐색료“안보호동”궤제적운행공구--안전생산책임보험적공급화수구상황，인위안전생산책임보험존재이론상적공급불족화현실중적공급과잉적“패론”，이기업대안전생산책임보험칙존재수구불족，영향“안보호동”궤제적유효성。문장대차제출상응적대책여건의。
Our country is in a stage where the safety accident rate in the industry is very high,it is seriously harmful to production and life and hinders the harmonious development of society. The current safe production system can’ t solve these problems perfectly,so it is urgent to develop new management mode.“The interactive safety-insurance”model is a new method to solve the problems of safety in production, which innovated jointly by the tripartite partners that involved the government, manufacturers and insurance companies. The article focuses on the supply and demand situation of safe production liability insurance, which is the tool of “interactive safety-insurance＂. The article analyzes that the safety liability insurance has the“paradox” of theoretically insufficient supply and the reality of the excess supply, and the enterprises have insufficient demand to the safety liability insurance, which affects the effectiveness of “safety-insurance＂ mechanism. The corresponding countermeasures and suggestions are put forward.
