CAJ | 학술논문

银行危机处置过程中股东权利限制是危机时期社会规制的需要，规制的原因包括维护金融稳定、预防系统性风险的发生、维护存款者的市场信心和预防股东道德风险发生。但股东权利保护是现代企业制度的核心内容，这就在“限制”与“保护”之间形成矛盾，这是银行生存的不同时期，股东行使权利正当性基础的差别造成的。因此，分析银行运行不同时期股东权行使的正当性基础，是论证银行危机处置期股东权利限制必要性的基础，同时，股东权利的限制必然影响到公司治理中利益相关主体间的权利结构平衡，故从法律规制和银行公司治理结构调整两个方面对“矛盾”的协调提出完善的建议。
은행위궤처치과정중고동권리한제시위궤시기사회규제적수요，규제적원인포괄유호금융은정、예방계통성풍험적발생、유호존관자적시장신심화예방고동도덕풍험발생。단고동권리보호시현대기업제도적핵심내용，저취재“한제”여“보호”지간형성모순，저시은행생존적불동시기，고동행사권리정당성기출적차별조성적。인차，분석은행운행불동시기고동권행사적정당성기출，시론증은행위궤처치기고동권리한제필요성적기출，동시，고동권리적한제필연영향도공사치리중이익상관주체간적권리결구평형，고종법률규제화은행공사치리결구조정량개방면대“모순”적협조제출완선적건의。
Limitation of stockholder＇s right is the need for social regulation during the crisis intervention of bank in the crisis period. The reasons for regulation, including the maintenance of financial stability, to prevent the occurrence of sys- temic risk maintain the market confidence of depositors and prevention shareholder moral hazard. However the protection of shareholders＇ rights is the core of the modern enterprise system, and it will make the contradiction between limitation and protection, the reason is that the difference of legitimacy fundamental of shareholder exercise right in different period of banking operation. Therefore, analysis of the legitimacy concerning the shareholders＇ exercising their right in different peri- od of banking operation can provide proof for the limitation of stockholder＇ s fight. And it will affect fights＇ balance in cor- porate governance. Accordingly, some proposals are put forward including legal regulation and structural adjustment con- cerning the corporate governance of bank.