CAJ | 학술논문

民间金融的蓬勃发展，势必促使民间金融服务机构的产生并就其作为一种制度安排得到立法部门的重视。然而从实践上看，我国民间金融服务机构的发展现状不容乐观，相关制度尚待确立，这严重影响了其自身发展和活跃民间金融市场作用的发挥。在总结日本、英国等国家和地区民间金融服务机构先进模式的基础上分析我国民间金融服务机构的制度设计现状及缺陷，提出我国民间金融服务机构的立法模式。
민간금융적봉발발전，세필촉사민간금융복무궤구적산생병취기작위일충제도안배득도입법부문적중시。연이종실천상간，아국민간금융복무궤구적발전현상불용악관，상관제도상대학립，저엄중영향료기자신발전화활약민간금융시장작용적발휘。재총결일본、영국등국가화지구민간금융복무궤구선진모식적기출상분석아국민간금융복무궤구적제도설계현상급결함，제출아국민간금융복무궤구적입법모식。
The booming of private financial services institutions, it is bound to promote the generation of the pri- vate financial services organization and as an institutional arrangement to get the attention of the legislative depart- ment. However, from a practical point of view, the development status of the private financial services institutions in China is not optimistic, and related systems has yet to be established, which seriously affected its development and play an active role of private financial markets. This paper describes the system design of Japan, the UK, the U.S. private financial service institutions , summary of foreign advanced mode of inspiration and design of the sys- tem status and defect analysis of private financial services institutions, and on this basis, proposed a private finan- cial services institutions in China should be mode.