经济与管理研究
經濟與管理研究
경제여관리연구
Research on Economics and Management
2013年
10期
23~30
,共null页
不同医疗保险 医疗消费 两部模型分位数回归
不同醫療保險 醫療消費 兩部模型分位數迴歸
불동의료보험 의료소비 량부모형분위수회귀
Medical Insurance ; Medical Consumption ; Two-Part Model ; Quantile Regression
利用2009年中国健康与营养调查数据（China Health and Nutrition Survey，CHNS），文章实证分析了医疗保险对居民医疗消费的影响，发现不同基本医疗保险对居民医疗消费的影响不同：新型农村合作医疗在一定程度上提高了农村居民患病就诊概率并降低了居民医疗支出；城镇职工医疗保险提高了职工医疗支出但对患病就诊无显著影响；城镇居民医疗保险对医疗消费没有显著影响。基于实证分析，提出缩小不同医疗保险差距，促进城乡医疗保险衔接与整合是实现基本医疗消费均等化的重要路径。
利用2009年中國健康與營養調查數據（China Health and Nutrition Survey，CHNS），文章實證分析瞭醫療保險對居民醫療消費的影響，髮現不同基本醫療保險對居民醫療消費的影響不同：新型農村閤作醫療在一定程度上提高瞭農村居民患病就診概率併降低瞭居民醫療支齣；城鎮職工醫療保險提高瞭職工醫療支齣但對患病就診無顯著影響；城鎮居民醫療保險對醫療消費沒有顯著影響。基于實證分析，提齣縮小不同醫療保險差距，促進城鄉醫療保險銜接與整閤是實現基本醫療消費均等化的重要路徑。
이용2009년중국건강여영양조사수거（China Health and Nutrition Survey，CHNS），문장실증분석료의료보험대거민의료소비적영향，발현불동기본의료보험대거민의료소비적영향불동：신형농촌합작의료재일정정도상제고료농촌거민환병취진개솔병강저료거민의료지출；성진직공의료보험제고료직공의료지출단대환병취진무현저영향；성진거민의료보험대의료소비몰유현저영향。기우실증분석，제출축소불동의료보험차거，촉진성향의료보험함접여정합시실현기본의료소비균등화적중요로경。
Based on China Health and Nutrition Survey（ CHNS ,2009 ）, this article empirically analyzes the factors for medical consumption for Chinese residents. It has been found that different medical insurance has different effects on resident medical consumer behavior. The new rural cooperative medical system improves illness treatment probability and re duce medical expenditure of the rural residents to some extent, while other medical insurance system does not. The urban workers＇ medical insurance increases the residents＇ medical expenditure, while the new rural cooperative medical system significantly reduces the resident medical cost. The urban residents＇ medical insurance has no significant effect on medical expense. According to the empirical analysis, the essay raises that the crucial way to realizing the equalization of basic med 4cal consumption is narrowing the gap among different kinds of medical insurance and promoting the connection and inte gration of medical insurance in urban and rural areas.
