CAJ | 학술논문

巴塞尔协议Ⅲ的逐步实施对后危机时代的中国银行业提出转型要求。未来中国银行业的竞争不仅仅局限在传统的信贷领域。还要积极拓展中间业务。才能符合转型需要。在国内外对中国银行业竞争绩效研究的基础上。以银行中间业务进行全要素生产率，综合效率和技术效率的实证分析，结果显示，中国银行业在后危机时代正在发生着积极的转型。
파새이협의Ⅲ적축보실시대후위궤시대적중국은행업제출전형요구。미래중국은행업적경쟁불부부국한재전통적신대영역。환요적겁탁전중간업무。재능부합전형수요。재국내외대중국은행업경쟁적효연구적기출상。이은행중간업무진행전요소생산솔，종합효솔화기술효솔적실증분석，결과현시，중국은행업재후위궤시대정재발생착적겁적전형。
The implementation of Basel Accord III brings forward a new transitional requirement for China banking industry in post-crisis era, which means that the competition among banks is not only confined in the traditional credit operation, but in the expansion of intermediate business. By doing this, banks will meet the requirements of transition. Based on the research of compctitive performance of China banking industry, aiming at intermediate business, the paper carries out evidence analysis of total factor productivity, combined efficiency and technical efficiency, the results show that there is a posilive transition of China banking industry in post-crisis era.