财经理论研究
財經理論研究
재경이론연구
Journal of Finance and Economics Theory
2013年
3期
43~50
,共null页
完全消费风险分担 不完备市场 社会网络 消费平滑
完全消費風險分擔 不完備市場 社會網絡 消費平滑
완전소비풍험분담 불완비시장 사회망락 소비평활
Full Risk - sharing; Incomplete Market ; Social Network ; Consumption Smoothing
自20世纪80年代起,家庭户之间的风险分担作为平滑消费、分散风险的主要方式之一被广泛的研究.自此发展经济学正式将收入风险作为个人陷入贫困的主要原因.文章追溯了风险分担的理论发源,回顾早期实证检验以及最新研究动向,并且在综述国内研究的基础上对未来的研究方向进行了展望.
自20世紀80年代起,傢庭戶之間的風險分擔作為平滑消費、分散風險的主要方式之一被廣汎的研究.自此髮展經濟學正式將收入風險作為箇人陷入貧睏的主要原因.文章追溯瞭風險分擔的理論髮源,迴顧早期實證檢驗以及最新研究動嚮,併且在綜述國內研究的基礎上對未來的研究方嚮進行瞭展望.
자20세기80년대기,가정호지간적풍험분담작위평활소비、분산풍험적주요방식지일피엄범적연구.자차발전경제학정식장수입풍험작위개인함입빈곤적주요원인.문장추소료풍험분담적이론발원,회고조기실증검험이급최신연구동향,병차재종술국내연구적기출상대미래적연구방향진행료전망.
In developing countries, for households in agricultural industry, their income are vulnerable to bad weather, disease, unemployment, price fluctuations and other risks which directly affects the standard of living of the individual. As a main mechanism consumption smoothing, risk -sharing among households has been an active research area since 1980s. This article traces the theoretical foundation of risk -sharing, reviews the early empirical test and latest research trends. Based on review of domestic research, this paper also gives some suggestion for future research.