CAJ | 학술논문

随着利率市场化改革的不断深入，利率频繁波动所带来的金融风险问题更为突出，对金融风险的再认识已成为利率改革成败的关键。本文以我国当前利率市场化改革为研究背景，对近代利率理论的发展脉络和主要观点进行了阐述，通过梳理国内外学者的最新研究成果，力图构建利率市场化下金融风险内在机理的宏观框架，从而为国内学者的利率市场化风险研究提供理论借鉴，也为我国利率市场化进程中的风险防范提供实践参考。
수착리솔시장화개혁적불단심입，리솔빈번파동소대래적금융풍험문제경위돌출，대금융풍험적재인식이성위리솔개혁성패적관건。본문이아국당전리솔시장화개혁위연구배경，대근대리솔이론적발전맥락화주요관점진행료천술，통과소리국내외학자적최신연구성과，력도구건리솔시장화하금융풍험내재궤리적굉관광가，종이위국내학자적리솔시장화풍험연구제공이론차감，야위아국리솔시장화진정중적풍험방범제공실천삼고。
With the deepening of interest rate marketization, the problems of financial risk brought by frequent fluctuations of interest rates are obvious increasingly. The key to the success of the reform becomes timber understanding of financial risk. This paper based un the current interest rate marketization reform in China as research background, analyzes the developing sequences and main viewpoints of interest rate theories. After summarizing the latest research results of scholars at domestic and abroad, macroeconomic framework of financial risk is constructed under interest rate marketization. Meanwhile, this paper provides the theoretic angle of view to understand financial risk again and the reference for risk management in the process of interest rate marketization.