CAJ | 학술논문

绿色信贷业务涉及贷款人、借款人和监管者这三种直接的利益主体。在绿色信贷业务中，各利益主体的利益追求与商业银行环境风险管理、可持续金融及企业社会责任的目标取向存在共生共荣的关系。作为绿色信贷实行的桥梁，环境信息公开和共享情况直接影响绿色信贷的执行效果。建立“绿色银行”评价机制，鼓励银行开发针对中小企业的绿色金融产品，是完善我国绿色信贷制度有效的利益“抓手”。
록색신대업무섭급대관인、차관인화감관자저삼충직접적이익주체。재록색신대업무중，각이익주체적이익추구여상업은행배경풍험관리、가지속금융급기업사회책임적목표취향존재공생공영적관계。작위록색신대실행적교량，배경신식공개화공향정황직접영향록색신대적집행효과。건립“록색은행”평개궤제，고려은행개발침대중소기업적록색금융산품，시완선아국록색신대제도유효적이익“조수”。
Green credit business relates to three direct interest subjects-lenders ,borrowers and su-pervisors ,whose interest pursuit has a symbiotic relationship with the goal orientation of environ-mental risk management of commercial banks ,sustainable financial development and corporate so-cial responsibility .As a bridge of implementing green credit ,environmental information disclosure and sharing directly affects the implementation of green credit .It is the effective interest “hold”of perfecting green credit system in China to establish “green bank”evaluation mechanism and to en-courage banks to develop green financial products for small and medium-sized enterprises .