CAJ | 학술논문

金融信贷支持与先进制造业发展存在着良性互动的关系，一方面健全与高效的信贷体系能够在不同发展阶段为先进制造业发展提供充足的资金，最大限度推动制造业发展；另一方面，先进制造业的发展通过高新技术的扩散、渗透和诱导等方面的效应带动技术变革，利用其前向、后向和旁侧关联效应引致相关产业结构变动，从而带动整个区域的其它产业发展，给金融信贷创造良好的产业环境。在信贷支持方面，国有企业和民营企业受到明显不同的待遇，由此而引申出利率市场化背景下许多问题。促进先进制造业发展的信贷支持建议：一是政府制定和完善信贷政策促进产业的转型升级：二是要继续完善金融机构的信贷服务；三是建立健全先进制造业企业自身信用制度：四是加大对民营先进制造企业的信贷扶持力度。
금융신대지지여선진제조업발전존재착량성호동적관계，일방면건전여고효적신대체계능구재불동발전계단위선진제조업발전제공충족적자금，최대한도추동제조업발전；령일방면，선진제조업적발전통과고신기술적확산、삼투화유도등방면적효응대동기술변혁，이용기전향、후향화방측관련효응인치상관산업결구변동，종이대동정개구역적기타산업발전，급금융신대창조량호적산업배경。재신대지지방면，국유기업화민영기업수도명현불동적대우，유차이인신출리솔시장화배경하허다문제。촉진선진제조업발전적신대지지건의：일시정부제정화완선신대정책촉진산업적전형승급：이시요계속완선금융궤구적신대복무；삼시건립건전선진제조업기업자신신용제도：사시가대대민영선진제조기업적신대부지력도。
There is a benign interactive relationship between financial credit support and advanced manufacturing industry development. On the one hand, sound and efficient credit system can provide sufficient funds for the development of advanced manufacturing industry in different stages and accelerate the development of manufacturing industry to the hilt; on the other hand, through the diffusion, infiltration and induction effect of high and new technology, the development of advanced manufacturing industry can promote technological change, lead to relevant industrial structure changes through the forward, backward and side correlation effects, thereby, give impetus of the development of other industry in the whole area and create a good industrial environment for the financial credit. In terms of the credit support, state-owned enterprises and private enterprises are obviously differently treated, which leads to many problems under the background of interest rate marketization. It is suggested that first, the government formulates and perfects the credit policy to promote industrial up services of financial institutions; third, th grading; second, the government continues to improve the credit e advanced manufacturing enterprises＇ themselves establish and perfect the credit system; fourth, the government enhances the credit support for private advanced manufacturing enterprises.