CAJ | 학술논문

基于对信用评级结果的依赖,评级机构的错误评级给投资者造成了巨大损失.评级机构因评级中的欺诈、重大过失而引发的民事赔偿案件日渐增多,美国、欧盟的相关判决表明其开始不断强化信用评级机构的民事法律责任.但在设计信用评级机构法律责任机制时应当确保各方都有审慎的激励、确保权责相一致.而诉由的选择、对评级机构的过错认定等都是极为重要的.
기우대신용평급결과적의뢰,평급궤구적착오평급급투자자조성료거대손실.평급궤구인평급중적기사、중대과실이인발적민사배상안건일점증다,미국、구맹적상관판결표명기개시불단강화신용평급궤구적민사법률책임.단재설계신용평급궤구법률책임궤제시응당학보각방도유심신적격려、학보권책상일치.이소유적선택、대평급궤구적과착인정등도시겁위중요적.
For the reliance on rating results, the wrongly rating by the credit rating agencies caused huge losses to investors. The civil compensation case relate to the credit rating agencies＇s fraud, negligence increasing. The United States of America, the European Union began to constantly strengthen the civil legal responsibihty of credit rating agencies. But when design the credit rating agencies＇ legal habihty mechanism, we must make sure that the parties have the incentive to reduce risk, ensure the coherence of rights and responsibility should be. So, the choice of appeal issue, identify the fault of rating agencies, are extremely important.