CAJ | 학술논문

近年来普惠金融在世界一些国家取得令人关注的进步，为普惠金融体系开创了探索之路。我国目前的金融改革试图运用普惠金融模式来寻求行之有效的解决方式。本文剖析温州和深圳两地金融综合改革试验区的政策方案，总结温深两地的改革实践过程中所出现的问题，并在此问题的基础上提出相应的政策建议，为我国其他地区的金融改革提供示范和参考价值。
근년래보혜금융재세계일사국가취득령인관주적진보，위보혜금융체계개창료탐색지로。아국목전적금융개혁시도운용보혜금융모식래심구행지유효적해결방식。본문부석온주화심수량지금융종합개혁시험구적정책방안，총결온심량지적개혁실천과정중소출현적문제，병재차문제적기출상제출상응적정책건의，위아국기타지구적금융개혁제공시범화삼고개치。
In recent years, a number of countries have made remarked achievements which pioneered the exploration of the road in inclusive finan- cial. China＇s current financial reform is trying to use the inclusive financial model to seek the effective solutions. This article mean to analyzes the Wen zhon and Shen zhen comprehensive reform pilot area of financial policy options, summarize the reform of the process of practice to the prob- lems, and on the basis of the problem put forward the corresponding policy recommendations to provide a demonstration in other parts of the finan- cial reform of our country and given some reference value.