CAJ | 학술논문

摘要：文章从理性选择理论出发，建立养老保险参与意愿模型，运用Tobit模型和安徽省微观调查数据研究了新生代农民工养老保险参与意愿及影响因素。研究发现，新生代农民工参与意愿较高，实际参与率较低；性别与婚姻对新生代农民工养老保险参与有显著影响，文化程度与年龄对新生代农民工养老保险参与没有显著影响；新生代农民工养老保险参与意愿概率不仅仅是其经济理性体现，更重要的是其非经济理性行为的体现，这些非经济理性变量对新生代农民工养老保险参与概率与数量都有非常显著的正向影响。
적요：문장종이성선택이론출발，건립양로보험삼여의원모형，운용Tobit모형화안휘성미관조사수거연구료신생대농민공양로보험삼여의원급영향인소。연구발현，신생대농민공삼여의원교고，실제삼여솔교저；성별여혼인대신생대농민공양로보험삼여유현저영향，문화정도여년령대신생대농민공양로보험삼여몰유현저영향；신생대농민공양로보험삼여의원개솔불부부시기경제이성체현，경중요적시기비경제이성행위적체현，저사비경제이성변량대신생대농민공양로보험삼여개솔여수량도유비상현저적정향영향。
This article from the rational choice theory, the establishment of pension insurance participation model, based on the new generation of migrant workers pension insurance participation willingness and influencing factors of Tobit model and the survey data in Anhui province. The study found that he new generation of migrant workers in the participation rate, but the actual participation rate is low; Gender and marriage have significant influence on the new generation of migrant workers pension insurance participation, educational level and age had no significant effect on the new generation of migrant workers pension insurance participation; The new generation of migrant workers pension insurance participation probability is not only reflect the economic rationality, it is more important the non -rational economic behavior, the non -rational economic variables for the new generation of farmers pension insurance participation probability and auantitv has very ~i~ni6o..~t n,~o;~;.,~ ;