软科学
軟科學
연과학
Soft Science
2014年
4期
117~120
,共null页
小额信贷 农村居民收入 STAR模型
小額信貸 農村居民收入 STAR模型
소액신대 농촌거민수입 STAR모형
microfinance ; rural residents' income ; STAR model
结合时间序列数据,运用非线性平滑转移回归模型研究了我国农村小额信贷对农村居民收入的影响效应.研究结果表明,农村小额信贷与农村居民收入之间存在显著的非线性关系,农村小额信贷对农村居民收入具有促进作用,但存在不同区置间的不同影响:当农村小额信贷增长率小于位置参数时,其对农村居民收入增长的正向促进作用相当有限;而当农村小额信贷增长率越过位置参数时其对农村居民收入的正向促进作用变得非常显著.因此,我国应采取相应措施提高小额信贷增长率以促进农村居民收入的显著增长.
結閤時間序列數據,運用非線性平滑轉移迴歸模型研究瞭我國農村小額信貸對農村居民收入的影響效應.研究結果錶明,農村小額信貸與農村居民收入之間存在顯著的非線性關繫,農村小額信貸對農村居民收入具有促進作用,但存在不同區置間的不同影響:噹農村小額信貸增長率小于位置參數時,其對農村居民收入增長的正嚮促進作用相噹有限;而噹農村小額信貸增長率越過位置參數時其對農村居民收入的正嚮促進作用變得非常顯著.因此,我國應採取相應措施提高小額信貸增長率以促進農村居民收入的顯著增長.
결합시간서렬수거,운용비선성평활전이회귀모형연구료아국농촌소액신대대농촌거민수입적영향효응.연구결과표명,농촌소액신대여농촌거민수입지간존재현저적비선성관계,농촌소액신대대농촌거민수입구유촉진작용,단존재불동구치간적불동영향:당농촌소액신대증장솔소우위치삼수시,기대농촌거민수입증장적정향촉진작용상당유한;이당농촌소액신대증장솔월과위치삼수시기대농촌거민수입적정향촉진작용변득비상현저.인차,아국응채취상응조시제고소액신대증장솔이촉진농촌거민수입적현저증장.
Combining with the time series data, this article evaluate China' s rural microfinance ' s effects on rural residents' growth by using smooth transfer regression model. The result shows that there is an obvious nonlinear relationship between the rural microfinance and rural residents'income. Rural microfinance has a positive effect on the income of rural residents. But the effect is different in different regime. When the rural microfinance growth rate is less than the position parameter C, the positive effect is very limited, while the growth rate is more than the position parameter C, the positive effect is becoming significaht. Therefore, our country should take some measures to enhance the rural microfinance growth rate in order to pro- mote the growth of rural residents' income.