内蒙古财经大学学报
內矇古財經大學學報
내몽고재경대학학보
Journal of inner Mongolia finance and economics college
2014年
2期
1~4
,共null页
中小银行 中小企业 融资
中小銀行 中小企業 融資
중소은행 중소기업 융자
Small and medium -sized banks;small and medium- sized enterprises;financing
本文通过中小银行支持中小企业融资理论分析和中小银行服务中小企业贷款现实数据的引入,论证了中小银行市场定位是中小企业,是符合中小银行发展优势的.结合安徽省中小银行支持中小企业贷款实际数据进行了实证分析,论证了中小银行发展规模与中小企业获取信贷借款的显著正向关系.最后站在中小银行角度对如何支持中小企业融资提出有效性对策建议.
本文通過中小銀行支持中小企業融資理論分析和中小銀行服務中小企業貸款現實數據的引入,論證瞭中小銀行市場定位是中小企業,是符閤中小銀行髮展優勢的.結閤安徽省中小銀行支持中小企業貸款實際數據進行瞭實證分析,論證瞭中小銀行髮展規模與中小企業穫取信貸藉款的顯著正嚮關繫.最後站在中小銀行角度對如何支持中小企業融資提齣有效性對策建議.
본문통과중소은행지지중소기업융자이론분석화중소은행복무중소기업대관현실수거적인입,론증료중소은행시장정위시중소기업,시부합중소은행발전우세적.결합안휘성중소은행지지중소기업대관실제수거진행료실증분석,론증료중소은행발전규모여중소기업획취신대차관적현저정향관계.최후참재중소은행각도대여하지지중소기업융자제출유효성대책건의.
Through a theoretical analysis of small and medium- sized banks'support and an introduction of the actual loan datato small and medium enterprises in Anhui province, this paper argues that the market positioning of small and medium- sized banks is to provide service for small and medium -sized enterprises, which conforms to the development priority of small and medium - sized banks. Based on the actual loan data, this paper proves that there exists obvious positive relationship between the development scale of small and medium - sized banks and the credit loan that small and medium - sized enterprises can obtained. In the end, this paper puts forward effective sug- gestions on how to support small and medium - sized enterprises" financing from the view of small and medium - sized banks.