改革与战略
改革與戰略
개혁여전략
Reformation & Strategy
2014年
4期
51~54
,共null页
金融支持 资源型经济 转型
金融支持 資源型經濟 轉型
금융지지 자원형경제 전형
financial support; resource-based economy; transformation
随着对石油、煤炭等资源开发力度的不断加大，资源型地区经济发展出现产业结构不合理、社会发展缺乏内在动力等不利于经济可持续发展的问题，经济转型迫在眉睫。金融是经济发展的核心推动力，资源型经济转型需要强有力的金融支持。首先，政府要注重金融政策与产业政策的协调与搭配，找准金融支持的着力点，使资金投向符合产业结构调整的行业和领域；其次，金融机构要着力调整信贷结构，突破金融锁定，不断提升服务质量和水平，以满足企业多元化、多层次的金融需求；最后，企业在利用传统方式融资的同时要积极利用上市融资等直接融资方式，还要借助保险公司、信托公司、金融投资公司等非银行机构规避融资风险和降低融资成本。唯如此，才能及时推进资源型经济实现顺利转型。
隨著對石油、煤炭等資源開髮力度的不斷加大，資源型地區經濟髮展齣現產業結構不閤理、社會髮展缺乏內在動力等不利于經濟可持續髮展的問題，經濟轉型迫在眉睫。金融是經濟髮展的覈心推動力，資源型經濟轉型需要彊有力的金融支持。首先，政府要註重金融政策與產業政策的協調與搭配，找準金融支持的著力點，使資金投嚮符閤產業結構調整的行業和領域；其次，金融機構要著力調整信貸結構，突破金融鎖定，不斷提升服務質量和水平，以滿足企業多元化、多層次的金融需求；最後，企業在利用傳統方式融資的同時要積極利用上市融資等直接融資方式，還要藉助保險公司、信託公司、金融投資公司等非銀行機構規避融資風險和降低融資成本。唯如此，纔能及時推進資源型經濟實現順利轉型。
수착대석유、매탄등자원개발력도적불단가대，자원형지구경제발전출현산업결구불합리、사회발전결핍내재동력등불리우경제가지속발전적문제，경제전형박재미첩。금융시경제발전적핵심추동력，자원형경제전형수요강유력적금융지지。수선，정부요주중금융정책여산업정책적협조여탑배，조준금융지지적착력점，사자금투향부합산업결구조정적행업화영역；기차，금융궤구요착력조정신대결구，돌파금융쇄정，불단제승복무질량화수평，이만족기업다원화、다층차적금융수구；최후，기업재이용전통방식융자적동시요적겁이용상시융자등직접융자방식，환요차조보험공사、신탁공사、금융투자공사등비은행궤구규피융자풍험화강저융자성본。유여차，재능급시추진자원형경제실현순리전형。
With the increase exploitation of oil, coal and other resources, lots of economic development problems arise in resource- based regions, such as unreasonable industrial structure, the lack of internal motive force of social development and so on, which are not good for sustainable economic development. Economic transformation is extremely urgent and necessary. Finance is the core driving force for economic development and the transformation of resource-based economy needs financial support. First of all, the government should pay much attention to the coordination and collocation of financial policy and industrial policy and find the key point of financial support, so as to make the funds which is put into production is good for the industries and fields where adjustment of industrial structure is done. Secondly, financial institutions should focus on the adjustment of credit structure and the breakthrough of finance locking, and constantly improve the quality and level of service, so as to meet the diversification, multi-level financial needs. Thirdly, besides traditional ways of financing, enterprises should make full use of direct financing ways such as listed financing, and they can also develop with the help of insurance companies, trust companies, finance companies and other non-bank institutions to avoid financing risks and reduce cost of financing. Only in this way, can the transformation of resource-based economy be timely and smoothly realized.
