河北法学
河北法學
하북법학
Hebei Law Science
2014年
6期
142~148
,共null页
医疗责任保险 制度构建 原则 方案 医疗纠纷人民调解制度
醫療責任保險 製度構建 原則 方案 醫療糾紛人民調解製度
의료책임보험 제도구건 원칙 방안 의료규분인민조해제도
medical malpractice insurance; system building; principles; schemes; people＇s mediation system of medical disputes
我国医疗责任保险存在强制性不足、保险服务不完善、相关法律条件不完备等问题，导致医疗责任保险制度推行困难。构建符合实践需要的医疗责任保险制度，需要遵循法治原则、公益性原则和强制保险原则。根据这些原则，可以通过专门立法构建在国家扶助下的、以公益性互助型保险为基础、以商业性保险为补充、多层次的法定保险制度，同时也需要完善相关立法。
我國醫療責任保險存在彊製性不足、保險服務不完善、相關法律條件不完備等問題，導緻醫療責任保險製度推行睏難。構建符閤實踐需要的醫療責任保險製度，需要遵循法治原則、公益性原則和彊製保險原則。根據這些原則，可以通過專門立法構建在國傢扶助下的、以公益性互助型保險為基礎、以商業性保險為補充、多層次的法定保險製度，同時也需要完善相關立法。
아국의료책임보험존재강제성불족、보험복무불완선、상관법률조건불완비등문제，도치의료책임보험제도추행곤난。구건부합실천수요적의료책임보험제도，수요준순법치원칙、공익성원칙화강제보험원칙。근거저사원칙，가이통과전문입법구건재국가부조하적、이공익성호조형보험위기출、이상업성보험위보충、다층차적법정보험제도，동시야수요완선상관입법。
China＇s Medical Malpractice Insurance system is confronted with some difficulties of enforcement, which attribute to its lack of compulsoriness, the faulty insurance services and the imperfect legal system related. The establishment of the system should abide by principles of the rule of law, public benefit, and compulsoriness. The ideal plan could be nonprofit mutual insurance which is supported by the State and supplemented by commercial insurance, and the legislation related should be enhanced.
