南京农业大学学报:社会科学版
南京農業大學學報:社會科學版
남경농업대학학보:사회과학판
Journal of Nanjing Agricultural University(Social Science Edition)
2013年
5期
53~66
,共null页
家禽保险 支付意愿 Cox 比例风险模型
傢禽保險 支付意願 Cox 比例風險模型
가금보험 지부의원 Cox 비례풍험모형
Entrepreneurial Motivation; Entrepreneurial Performance; Entrepreneurship of Returned MigrantWorkers;Empirical Study
禽流感等疫病频发,给家禽养殖户造成严重损失,加快推动家禽保险发展已成为政府优先考虑的选择.本文通过对浙江省家禽保险试点地区的调查,运用条件价值评估法获取256户蛋鸡养殖户微观数据,对不同保障水平下养殖户家禽保险支付意愿影响因素及投保率进行研究.结果表明:政府对保费的补贴水平是影响养殖户投保意愿的重要因素;在相同补贴程度下,保额高的方案养殖户支付意愿更低;养殖户对家禽保险的支付水平主要受对鸡只疫病的预防与控制能力、家禽保险重要性认知程度、购买其它保险数量、养殖场生物安全体系建设程度、养殖收入占比、养殖年限等因素的影响.提供多种保障水平、多样化的保险品种能降低政府的补贴水平并提高养殖户的投保率.
禽流感等疫病頻髮,給傢禽養殖戶造成嚴重損失,加快推動傢禽保險髮展已成為政府優先攷慮的選擇.本文通過對浙江省傢禽保險試點地區的調查,運用條件價值評估法穫取256戶蛋鷄養殖戶微觀數據,對不同保障水平下養殖戶傢禽保險支付意願影響因素及投保率進行研究.結果錶明:政府對保費的補貼水平是影響養殖戶投保意願的重要因素;在相同補貼程度下,保額高的方案養殖戶支付意願更低;養殖戶對傢禽保險的支付水平主要受對鷄隻疫病的預防與控製能力、傢禽保險重要性認知程度、購買其它保險數量、養殖場生物安全體繫建設程度、養殖收入佔比、養殖年限等因素的影響.提供多種保障水平、多樣化的保險品種能降低政府的補貼水平併提高養殖戶的投保率.
금류감등역병빈발,급가금양식호조성엄중손실,가쾌추동가금보험발전이성위정부우선고필적선택.본문통과대절강성가금보험시점지구적조사,운용조건개치평고법획취256호단계양식호미관수거,대불동보장수평하양식호가금보험지부의원영향인소급투보솔진행연구.결과표명:정부대보비적보첩수평시영향양식호투보의원적중요인소;재상동보첩정도하,보액고적방안양식호지부의원경저;양식호대가금보험적지부수평주요수대계지역병적예방여공제능력、가금보험중요성인지정도、구매기타보험수량、양식장생물안전체계건설정도、양식수입점비、양식년한등인소적영향.제공다충보장수평、다양화적보험품충능강저정부적보첩수평병제고양식호적투보솔.
Based on 438 survey data of migrant workers in Jiangxi Province,this paper analyzed the entrepreneur-ial motivation and its impact on the entrepreneurial performance of returned migrant workers. The result showedthat entrepreneurial motivation is a major factor affecting the entrepreneurial performance of migrant workers.Compared with the survival entrepreneurial motivation,the migrant workers with growth-type and value-type entre-preneurial motivations had better entrepreneurial performance. In addition,having relatives serving as village ca-dres or civil servants,and the larger number of siblings could significantly enhance the entrepreneurial perform-ance;the acquisition of the technical expertise and skills and per capita income also had positive effects on entre-preneurial performance;age and entrepreneurial performance followed an inverted U-shaped function;risk attitudehad no direct influence on entrepreneurial performance.