财经理论与实践
財經理論與實踐
재경이론여실천
The Theory and Practice of Finance and Economics
2014年
4期
21~26
,共null页
福利性微型金融 财务可持续 评估
福利性微型金融 財務可持續 評估
복리성미형금융 재무가지속 평고
Welfare Microfinance Institutions-; Financial DevelopmentSustainab-ility;Evaluation
基于福利性微型金融财务可持续过程中所面临的不确定性，改进传统的AHP方法，建立基于不确定型层次分析法（UTAHP）的福利性微型金融财务可持续评估模型，考量中国扶贫基金会小额信贷项目财务可持续能力。结果表明：在2004~2012年期间，中国扶贫基金会小额信贷项目财务可持续能力不断提升，其贷款能力、运营能力、盈利能力和发展能力均保持上升态势，只有个别年份出现了短暂的下降波动。
基于福利性微型金融財務可持續過程中所麵臨的不確定性，改進傳統的AHP方法，建立基于不確定型層次分析法（UTAHP）的福利性微型金融財務可持續評估模型，攷量中國扶貧基金會小額信貸項目財務可持續能力。結果錶明：在2004~2012年期間，中國扶貧基金會小額信貸項目財務可持續能力不斷提升，其貸款能力、運營能力、盈利能力和髮展能力均保持上升態勢，隻有箇彆年份齣現瞭短暫的下降波動。
기우복리성미형금융재무가지속과정중소면림적불학정성，개진전통적AHP방법，건립기우불학정형층차분석법（UTAHP）적복리성미형금융재무가지속평고모형，고량중국부빈기금회소액신대항목재무가지속능력。결과표명：재2004~2012년기간，중국부빈기금회소액신대항목재무가지속능력불단제승，기대관능력、운영능력、영리능력화발전능력균보지상승태세，지유개별년빈출현료단잠적하강파동。
In view of the characteristics of incomplete information in China, this paper con- structs the evaluation index system of the financial sustainable development capability for the wel- fare microfinance institutions and a measuring model via UTAHP against normal Analytic Hierar- chy Process. This paper also makes an empirical analysis on the microcredit of China Foundation for Poverty Alleviation（CFPA）. The results show that an uptrend of the financial development sustainability of CFPA＇s microcredit with only a few dips during 2004~2012, and the key factors to achieve the financial development sustainability have been going up, such as the lending capaci- ty, the operation capacity, the earning capacity and the self--development capacity.
