CAJ | 학술논문

房价指数必须能够真实反映房价变动情况,从而引导市场参与主体的投资决策,并为政府宏观经济决策提供参考。但由于真实基础数据缺乏、编制方法过于简单等原因,目前我国房价指数缺乏真实性和实用性,无法发挥应有的作用。应利用商业银行抵押贷款数据库、加强统计监管等方法来解决基础数据来源问题,同时采用特征价格法和重复交易法编制新房和二手房房价指数,不断完善现有房价指数体系,确保房价指数的真实性与实用性。
방개지수필수능구진실반영방개변동정황,종이인도시장삼여주체적투자결책,병위정부굉관경제결책제공삼고。단유우진실기출수거결핍、편제방법과우간단등원인,목전아국방개지수결핍진실성화실용성,무법발휘응유적작용。응이용상업은행저압대관수거고、가강통계감관등방법래해결기출수거래원문제,동시채용특정개격법화중복교역법편제신방화이수방방개지수,불단완선현유방개지수체계,학보방개지수적진실성여실용성。
Real estate price index must reflect changes in real estate prices to lead the market to participate in main invest- ment strategy and provide reference for governmental macroeconomic decision. However, due to the lack of real fundamental data and simple compile method, China＇s house price index is lack of authenticity and practicability to play a proper role. We should use bank mortgage database, strengthen the statistical supervision to solve the fundamental data source, take hedonic price model and repeat trading model to compile new house and second-hand house price index, and improve the current house price index to ensure the authenticity and practicability of the house price index.