CAJ | 학술논문

售后包租是开发商的促销手段之一，但“包租”约定，使得售后包租的行为具备了“变相吸收公众存款”的特征。对非法吸收公众存款罪的适用应保持足够的谨慎，其直接原因在于刑法谦抑性原则的要求，根本的原因在于我国当前的经济发展模式应当由“强政府——弱市场”向“强政府——强市场”进行转变，政府应当适当放权，加大市场在资源配置中的功能；同时非法吸收公众存款罪的慎用也使得存款人能够以被害人的身份来维护其债权。对于售后包租的行为，只要开发商已经依法取得了预售销售许可，通常就不应将其认定为“不具有房产销售的真实内容或者不以房产销售为主要目的”而构成非法吸收公众存款罪；对其间所产生的纠纷，应通过民事领域的法律加以解决。
수후포조시개발상적촉소수단지일，단“포조”약정，사득수후포조적행위구비료“변상흡수공음존관”적특정。대비법흡수공음존관죄적괄용응보지족구적근신，기직접원인재우형법겸억성원칙적요구，근본적원인재우아국당전적경제발전모식응당유“강정부——약시장”향“강정부——강시장”진행전변，정부응당괄당방권，가대시장재자원배치중적공능；동시비법흡수공음존관죄적신용야사득존관인능구이피해인적신빈래유호기채권。대우수후포조적행위，지요개발상이경의법취득료예수소수허가，통상취불응장기인정위“불구유방산소수적진실내용혹자불이방산소수위주요목적”이구성비법흡수공음존관죄；대기간소산생적규분，응통과민사영역적법률가이해결。
Sale charter is a promotional tool of the developers, while the charter convention make it has the nature of the disguised deposits from the publics. The crime of illegal deposits from the public finds should maintain adequate caution, as the direct reason is that the Criminal Code should be modest, while the fundamental reason is that the role of the government should be changed from ＂Strong government-- week market＂ to ＂Strong government strong market＂. Meanwhile, the government should release the power and increase the role of markets. Furthermore, it can ensure that the identity of victims of thecreditors. As long as the real estate business has achieved the expected sales permit, the sale charter should not be considered as a crime. And the disputes in the selling can be resolved by the civil laws.