CAJ | 학술논문

文化金融的发展是中国当下金融体系必须正视的一个重大课题,但目前我国文化金融的发展面临一系列难题与挑战,小微文化金融成为现阶段我国文化金融发展的重要基础。小微文化金融是文化金融业态中的常态,是一个以创新为先导的业态,它以发现价值为核心来整合价值,具有高度多元化、个性化、多样化的发展特征。我国文化消费需求的转型变化对文化产业发展提出了新要求,全面深化改革的大环境为小微文化金融发展带来了新机遇。
문화금융적발전시중국당하금융체계필수정시적일개중대과제,단목전아국문화금융적발전면림일계렬난제여도전,소미문화금융성위현계단아국문화금융발전적중요기출。소미문화금융시문화금융업태중적상태,시일개이창신위선도적업태,타이발현개치위핵심래정합개치,구유고도다원화、개성화、다양화적발전특정。아국문화소비수구적전형변화대문화산업발전제출료신요구,전면심화개혁적대배경위소미문화금융발전대래료신궤우。
The development of culture finance is a major issue Chinese current financial system must face,but at present the development of culture finance in our country faces a series of problems and challenges. Small and micro culture finance becomes the important basis of the development of the present culture finance in China. Small and micro culture finance is the normality of culture finance business. Innovation being its pilot activities, small and micro culture finance seeks to integrate the value by finding the core value. It has such development characteristics as highly diversified and personalized. New requirements are put forward for the development of culture industry by the transition of China＇ s consumption demand and the comprehensive deep-reformed environment has brought new opportunities for the development of small and micro culture finance. The core of the innovation of small and micro culture finance includes： capitalization and financialization; innovation path （platform innovation） ; innovative security （system and policy innovation） ; innovation support （the service ability and level of financial institutions） ; new forms of innovation （using crowdfunding Internet financial mode as the main body）. The prosperity and development of cultural industry and the financial industry in china are promoted with the innovation development of small and micro culture finance.