CAJ | 학술논문

现阶段对家庭收入结构的研究主要关注财产性收入的水平和占比,这一指标体现了家庭对资本市场的利用程度。通过对中国居民家庭微观调查数据的实证分析我们发现,财富较高的家庭拥有的狭义和广义财产性收入都显著地高于财富较低的家庭,并且这种正向影响在财产性收入较高的家庭更大。这一结论表明财富较高的家庭更能够地从资本市场上获利,这可能是财富分布日益集中的原因之一。政府应该通过合理的措施鼓励低财富的家庭更好地利用市场获得财产性收入,改善家庭收入结构,促进经济的良性循环。
현계단대가정수입결구적연구주요관주재산성수입적수평화점비,저일지표체현료가정대자본시장적이용정도。통과대중국거민가정미관조사수거적실증분석아문발현,재부교고적가정옹유적협의화엄의재산성수입도현저지고우재부교저적가정,병차저충정향영향재재산성수입교고적가정경대。저일결론표명재부교고적가정경능구지종자본시장상획리,저가능시재부분포일익집중적원인지일。정부응해통과합리적조시고려저재부적가정경호지이용시장획득재산성수입,개선가정수입결구,촉진경제적량성순배。
Studies about household income structure mainly focus on the level of capital income and its fraction in total income, which imply the exploitive extent of capital market by households. By empirical analysis of the Chinese household micro survey we find that, families with higher wealth tend to own significantly more capital income in both narrow and broad sense. The effect is bigger for families with higher capital income. It shows that the wealthier families can get more profits from the capital market and this is probably one of the reasons that distribution of wealth becomes increasingly concentrated. Government should encourage the less wealthy families to take better advantage of the market to get capital income and improve income structure,promoting the development of national economy.